Pay and pensions

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Key information about income tax

Teachers and lecturers' salaries are normally taxed under the Pay As You Earn (PAYE) scheme, through which your employer deducts tax from your salary in line with a code from HM Revenue & Customs.

Pension schemes

In whatever capacity you work in education, there is likely to be an occupational scheme available for you to join and you may have automatic membership as soon as you are employed.

Pay progression

Pay progression for teachers in maintained schools in England and Wales is determined by the outcome of your annual performance appraisal.

Pensions taxation

From 6 April, the Annual Allowance (AA) and Lifetime Allowance (LTA) were reduced again and consequently more pension scheme members may attract a tax charge on retirement.

SEN allowances

Special educational needs (SEN) allowances are payable to teachers in England, Wales or Northern Ireland who spend most or a great deal of their time teaching pupils with statements of special educational needs.

State pension

This page sets out details of the basic state pension available to UK residents.

Teachers' AVC scheme with Prudential (TAVC)

Prudential is the DfE approved provider for teachers' AVCs. If you want to make regular additional contributions to a pot of money that is invested for you and yours to take in some form in retirement, you may consider the Prudential AVC.

Income tax

This page summarises the income tax arrangements for the current financial year.

Salary sacrifice

Teachers in maintained schools and nurseries can participate in certain salary sacrifice arrangements offered by their employers.