ATL Protect income protection

Designed specifically for ATL members who are unable to work and whose salary has reduced or stopped altogether due to long term illness, ATL Protect gives you much needed financial support until you're back on your feet or right up to at least age 60 if you never recover.

Over the years, too many ATL members have faced financial hardship because they've lost their salaries as a result of illness or accident. Sadly, welfare and other benefits typically just aren't enough to make-up the shortfall if your sick pay runs out. The reality is that the last thing you need if you fall ill is the worry of a major drop in income. That's why ATL has launched ATL Protect, an important new source of support which aims to help ATL members in such situations. This is the first plan of its kind for members of a major trade union in the UK.

The core idea is simple: ATL members who join ATL Protect pay a modest contribution each month. Then, if they find they're unable to work because of illness, stress, or an accident and their salary drops or stops altogether – after 100 continuous working days ATL Protect pays them a tax-free income – and goes on paying them until they're healthy enough to return to their previous level of earnings, or, if they never recover, until at least age 60 or until they die, if earlier.

ATL has teamed up with a leading insurer in this area, Irish Life Assurance plc,(Irish Life) to put together a solution to this problem - ATL Protect. ATL Protect is an insurance plan developed specifically and solely for ATL members which uses ATL's collective strength to help members help each other. ATL Protect can provide vital protection for members who are unfortunate enough to lose their salaries through illness.

ATL Protect is insured by Irish Life which has decades of experience in insuring teachers. Affinity First Limited is an appointed representative of Irish Life and can provide ATL members with details about ATL Protect.

You can call Affinity at 0800 138 1690 or click here to find out more about ATL Protect. Alternatively click here to arrange a visit from an Affinity consultant to your school to talk with you and your colleagues about ATL Protect.

ATL is an Introducer Appointed Representative of Irish Life Assurance plc which is authorized by the Central Bank of Ireland and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of Irish Life's regulation by the Financial Conduct Authority and Prudential Regulation Authority are available from Irish Life on request.

Affinity First Ltd., trading as Affinity, is an appointed representative of Irish Life Assurance plc which is authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of Irish Life's regulation by the Financial Conduct Authority and Prudential Regulation Authority are available from Irish Life on request